2017 Health Insurance Exchange open enrollment began November 1, but you have until December 15 to sign up to be covered by insurance on January 1st. Utah uses the Federal Exchange, but according to healthinsurance.org, premiums for Utah purchasers will be rising an average of 31%.

No one wants to believe that we may not be able to make our own decisions about our health and medical care. But if misfortune strikes and you become too ill or incapacitated to assist in your own care, it is important to have a Living Will prepared and in place.

Many people don’t think about healthcare or medical treatment before there’s an injury or illness. If you’re faced with an end-stage diagnosis and want to make it easier for your family to carry out your wishes, you should learn how a healthcare advance directive can help you.