If you've been planning for your retirement, you've likely heard of a Roth IRA. Although it's commonly known as a retirement plan, most people don't know the difference between it and employer sponsored plans. In reality, there are a few important distinctions you should know.

Creating a will may not always be at the forefront of people’s minds, but its importance cannot be overstated, especially in Utah. Without a legally binding will, the state’s intestacy laws dictate what happens to your assets and how your estate is distributed after you pass away. This often leads to unintended consequences, creating legal complications and emotional stress for your loved ones. TR Spencer, Northern Utah’s top-rated law firm, emphasizes the critical need for proper estate planning to avoid these pitfalls. Let’s explore the legal implications of not having a will in Utah and how you can protect your assets and loved ones.